Fine sediment grains in freshwater can cohere into faster-settling particles called flocs, but floc settling velocity theory has not been fully validated. Combining three data sources in novel ways in the Wax Lake Delta, we verified a semi-empirical model relying on turbulence and geochemical factors. For a physics-based model, we showed that the representative grain diameter within flocs relies on floc structure and that heterogeneous flow paths inside flocs increase floc settling velocity.